PHILADELPHIA SENATE ON AGING
              PHILADELPHIA SENATE ON AGING 

LONG TERM CARE  

Financial Aid & Care Resources for Long Term Senior Care

Page Reviewed / Updated - November 19, 2019

On this website, we maintain eligibility and benefits information for over 300 programs which help pay for or reduce the cost of caring for an elderly loved one.  Browse the program links below or search for programs using our Resource Locator Search Tool.

Today in the US, nearly all money spent on home care, assisted living and nursing home care comes from one of  the following four sources.

  • Government Programs - Medicaid, Veterans’ Benefits and Social Security

  • Insurance Coverage - Life, Long Term Care, Medicare and other Health Insurance

  • Private Assistance - Non-Profits, Foundations and Pharmaceutical Companies

  • Personal Property - A Family’s Resources, Private Loans and Home Equity

Within these four categories, there are many hundreds of options. Some provide assistance, financial and otherwise, for any purpose and others are specifically designed to help with certain types of care such as home care or assisted living or for specific conditions such as Alzheimer's or Parkinson's.

 

https://www.payingforseniorcare.com/longtermcare/resources.htm

 

 

The Cost of Senior Living and Care in Philadelphia

 

The cost of senior care in Philadelphia is more expensive than the state median in every category, according to the 2018 Genworth Cost of Care Survey. Assisted living care is particularly expensive in the City of Brotherly Love, costing $1,589 more per month than the state average. Other types of care range from $260 - $760 more in Philadelphia than Pennsylvania averages. 

Home health services cost almost $400 more than the Pennsylvania median of $4,195. Adult day care costs $260 more, and few areas are more expensive than Philadelphia. Seniors in the area should expect to pay $10,372 per month — $760 more than the state median and nearly $3,000 higher than the national median of $7,441.

How much does Assisted Living Cost in Philadelphia?

Philadelphia's monthly assisted living costs are some of the most expensive in the state: $5,318. In comparison, Scranton's average monthly cost is only $2,400 — less than half of what Philadelphia seniors pay. Erie is the closest in price, but it is still about $750 less per month at $4,588. 

Costs in Allentown are right in line with the state average at $3,750, while Altoona is just a bit higher at $3,765. Both areas run approximately $1,500 less than Philadelphia. 

Philadelphia is not the only area to run higher than the state median. Costs in Lebanon average $4,358, which is less than the Philadelphia average but $600 higher than the state.

How much does Home Care Cost in Philadelphia?

Home care costs are fairly middle-of-the-road in Philadelphia at $4,576. Though this is about $400 more than the state average, it is only $200 more than the Reading average of $4,362.

State College is the most expensive area for home health services, with an average cost of $4,719, making it about $150 more than in Philadelphia. Other inexpensive areas like Johnstown, Lebanon and Altoona fall between $3,300 - $3,900.

How much does Adult Day Care Cost in Philadelphia?

Philadelphia seniors can expect to pay $1,668 per month for adult day care services, which is $260 more than the state median. The most expensive area in Pennsylvania is Lebanon at $1,808, which is $230 more than Philadelphia.

On the other end of the scale are areas like Johnstown and State College, where adult day care services average a modest $867 per month. That's about $800 less than Philadelphia. Most areas, like Scranton, Altoona, Reading and Erie, fall between $1,300 - $1,500, which is fairly comparable to the costs in Philadelphia.

https://www.payingforseniorcare.com/assisted-living-in-philadelphia-pa

 

 

 

 

 

 

 

 

 

 

 

 

 

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Philadelphia Senate On Aging

Mail  47 E. Haines Street

Philadelphia, Pa  19144

Meetings are held monthly.  Interested in attending?  Email us or fill out the CONTACT form.

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